The Credit Forum The Credit Forum The Credit Forum
Expert credit advice for your peace of mind, especially if you're dealing with bad credit. Our insights can help you understand credit repair options, improve your credit situation, and explore tradelines that can positively impact your credit score.
We file violations under the Fair Debt Practices Act with the Federal Trade Commission and the Consumer Financial Protection Bureau. These violations can lead to a $1500 mandatory statutory fine against creditors and collectors. Our goal isn't to collect that money; rather, we aim to leverage this situation to encourage them to sign off o
We file violations under the Fair Debt Practices Act with the Federal Trade Commission and the Consumer Financial Protection Bureau. These violations can lead to a $1500 mandatory statutory fine against creditors and collectors. Our goal isn't to collect that money; rather, we aim to leverage this situation to encourage them to sign off on a stipulation and discontinuance. This allows us to satisfy the debt in full, helping to remove it completely from the original creditor's file and the credit bureaus, improving your bad credit status and facilitating effective credit repair. Additionally, we may also explore the use of tradelines to further enhance your credit profile.
Why Us?
How It Works
How It Works
A former bank attorney turned credit counselor utilizes alternative methods for credit repair that yield quicker and better results than the traditional dispute methods, which often result in little to no change for those with bad credit. We file violations under the Fair Debt Collection Practices Act with the Federal Trade Commission and
A former bank attorney turned credit counselor utilizes alternative methods for credit repair that yield quicker and better results than the traditional dispute methods, which often result in little to no change for those with bad credit. We file violations under the Fair Debt Collection Practices Act with the Federal Trade Commission and the Consumer Financial Protection Bureau. These violations incur a $1500 mandatory statutory fine; however, our goal is not to collect that money but to leverage it to secure a stipulation and discontinuance, satisfying the debt in full and ensuring its complete removal from the creditor’s original file and the credit bureaus for good. Under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, we can: 1- Remove any type of negative item from your credit report. 2- Stop creditors from legally collecting the money you owe. 3- Raise your credit scores. 4- Halt wage garnishments and liens, helping you restore your financial standing effectively.
Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
We have two former attorneys who have worked in this field for over 20 years and now solely help people repair their credit and eliminate their debt full time. Founded by a former bank attorney, the ONLY credit repair company in the country that removes negative items AND stops creditors from collecting money legally under the Fair Debt Collection Practices Act.
Results in as little as weeks days with our program!
We are located in New York, New York at 90 Broad Street, 10th floor, 10004, but we are able to service clients all across the United States.
Each situation is different, but most of our customers see results within 10 - 12 days we are able to have updates every 10 - 12 days as we use violations under the Fair Debt Collection Practices Act and not dispute letters under the Fair Credit Reportung Act which take forever and do not work.and we always have a 90 day money back guarantee
$20 per item, as little as $5 per item after a free consultation.
No two credit histories are the same. That said, depending on the situation, we've seen increases as large as 200+ points. Typically we are able to have updates every 10 - 12 days as we use violations under the Fair Debt Collection Practices Act and not dispute letters under the Fair Credit Reportung Act which take forever and do not work.
We file violations under the fair debt practices act with the federal trade commission and consumer financial protection bureau. These violations have a $1500 mandatory statutory fine against those creditors and collectors; our goal is not to collect that money, but to use that as leverage to get them to sign off on a stipulation and discontinuance to satisfy the debt in full and remove it completely from the original file of the creditor and the credit bureaus for good.
Contact Us
We love our customers, including those with bad credit, so feel free to visit during normal business hours to discuss your credit repair options and learn about tradelines that can help improve your credit.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.